Bonds — this is really quite a reliable way to competently save your savings. Much better than a bank deposit. The main thing is not to experiment with dubious companies.
And there is a small plus! The state is trying in every possible way to motivate people to invest money in bonds and thus support the Russian economy. And one of the ways of motivation is 13% of tax return. That is, if you open an IIS (individual investment account) and put any amount on it to 400,000 rubles, then in the next year, by submitting a tax return, you will be able to receive from the state an additional 13% of this amount (provided that you paid taxes in the previous year). Here there is a unique restriction, that it is necessary to invest a minimum for 3 years. But a tax refund can be received as early as next year after making money.
But now the future behind crypto-currencies, which give very good growth and most people start to invest in them and get a good profit.
The arguments of supporters and opponents of digital currencies largely reflect the traditional views on the economy. Supporters refer to coins on electronic purses as an invaluable tool that allows them to make good money on investing in crypto-currencies, without the help of central and commercial banks defending the interests of monopolies.
For example, in the Bitcoin case, all decisions are made by an extensive online community — in real time and without any intermediaries. This significantly reduces the cost of transactions and ensures anonymity.
And where is it best to store your crypto-currencies? For today this question interests very many. And the solution is just the same! I present to your attention the project:
PECULIUM is a revolutionary savings platform that seamlessly integrates the power of Automated Machine Learning and Artificial Intelligence (AML-AI), Blockchain Technology (Ethereum), and the economics of traditional savings and cryptocurrency markets.
Peculium is a transparent, savings platform based on automatic machine learning, this way avoid the risks encountered nowadays in investment world.
The investor now has an inalienable right to transparency, to the real-time management of his portfolio, while guaranteeing himself a tremendous future: to gain freedom and to prepare his future, capital and better life.
PECULIUM has established a very elaborate strategy and products that meet the expectations of many user profiles. To give an overall idea, we have excellent documentation for this task.
TOKENS ALLOCATION
Peculium will be listed as an exchange currency on CryptoCurrency Market after the end of crowdsale.
Since the advent of the first blockchain-based cryptocurrency “Bitcoin” in January 2009, the cryptocurrency market has grown exponentially. According to recent estimates, the global cryptocurrency market capitalization is approximately $150 billion USD. Although in the last few years, the growth in market capitalization has been anything but spectacular, the cryptocurrency market is still in its infancy.
OUR PRODUCTSWe will offer our costumers and professionals three types flagship products :
• SOLIDUS : A fund managed by an end-to-end Smart Contract (E2E),
positions will be done by PECULIUM AML AIΞVE with minimal risk taking.
• ALTERUS : Designed specifically for companies and institutions. It will be managed via the entity’s financial department or delegated management through a broker.
SINGULUS : A total autonomous product designed particulary for individuals. It is controlled by delegated management or using artificial intelligence via PECULIUM AML AIΞVE
PECULIUM platform is powered by the blockchain technology. A blockchain is a form of digital ledger. It contains all the transactions over the network. The blocks in the blockchain are analogous to the pages of the ledger. These blocks are linked by secured cryptographic functions, which make ledger immutable. A blockchain is stored over the network in a decentralized fashion. Simultaneous and synchronized existence of multiple copies of the blockchain avoids a single point of failure. Furthermore, the transactions over the blockchain can be verified by anyone, making it a unique and ideal vehicle for the completely transparent business practices at PECULIUM.
TOKEN DISTRIBUTION
A total of 5% of the tokens will be sold in a private sale starting from 1st Nov’17 until 22nd Nov’17. The first 7 days of the private sale will be exclusively for registered users. Starting 27th Nov’17, a total of 25% of tokens will be sold during initial coin offering (ICO) phase, which will last until 19th Jan’18. First 5 hours of the ICO will be considered as the pre-ICO, which will benefit investors with additional 5% bonus tokens.
In the continued coin offering (CCO) phase, beginning Mar’18 until end of Jul’18; a total of 55% of tokens will be sold exclusively to the big investors and savings funds from all over the world, providing institutional foundation and stability for long-term success. 15% of the tokens will be held by the stakeholders (Team, Bounties, advisors). Unsold tokens will be burnt at the end of each phase. The proof of burning the tokens will be made publicly available.
Early investors and contributors of the PECULIUM project will be allocated
bonuses. PECULIUM values small as well as big supporters in the crowdsale
equally. The bonus will be allocated only on the basis of timeframe and will not depend on the amount of contribution. Private sale backers will be given 50% bonus tokens. During Pre-ICO and ICO phases, the bonus structure will vary with time from 35% to 0%, as shown below. The large investors during the continuous coin offering phase will not receive any bonus.
The minimum funding goal for the project is 7,000,000€. In case of failure to raise minimum funding target, 90% of the funds will be returned back to investors within 1 week via a smart-contract. 10% will be kept to cover operational costs.
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